The Logical Solutions To Your Financial Needs

Who FundLogic funds

FundLogic LLC is a real estate and commercial lending firm based in Stamford, Connecticut, working with borrowers across the United States. We focus on the people who build, buy, and hold property:

• Real estate investors buying, renovating, or refinancing rental and resale properties
• Developers and builders taking projects from land to certificate of occupancy
• Owner-occupied businesses purchasing or refinancing the building they operate from, or acquiring an existing business

Whether you are on your first rental or managing a growing portfolio, our job is to match the deal in front of you with a loan structure that fits it. That often means planning two steps ahead: short-term financing to acquire and improve a property, then long-term investment property financing to hold it.

Real estate investor loans and commercial programs

Every program below has its own page with details on how it works, who it fits, and what lenders typically look for. For a side-by-side overview, start with our real estate financing hub.

• DSCR loans — qualify for a rental property loan based on the property's income rather than your personal income.
• Fix and flip loans — short-term financing to purchase and renovate a property for resale.
• Bridge loans — short-term capital to bridge a purchase, refinance, or repositioning until permanent financing is in place.
• New construction loans — ground-up financing for investors and builders, typically funded in draws.
• Commercial mortgages — purchase or refinance of multifamily, mixed-use, retail, office, and industrial property.
• Hard money loans — asset-based, short-term funding when speed or flexibility matters more than cost.
• SBA 504 and 7(a) loans — long-term financing for owner-occupied commercial real estate and business acquisitions.

We also offer term loans, lines of credit, and equipment financing for contractors, builders, and property managers. If you mainly need small-business working capital, our sister company FlexCap Solutions specializes in it.

How it works

1. Pre-qualify. Complete a short application. Pre-qualification does not impact your credit. 2. Talk through the deal. We review the property, your plan, and your experience, and explain which programs make sense and why. 3. Get terms. We present options with the trade-offs laid out plainly, including cost, timing, and requirements. 4. Close and fund. We coordinate documentation, appraisal, and closing so you can move on your timeline.

Timelines and requirements depend on the program, the property, and the borrower profile.

Why FundLogic

• Real estate focus. Investment property and commercial lending is our core business, not an add-on.
• Consultative approach. We explain the trade-offs between programs, including when a slower, cheaper loan is the better choice.
• Experienced leadership. FundLogic is led by Founder and CEO Michael C. Krepak, a finance executive with more than 20 years in commercial lending, private capital, and real estate.
• Nationwide reach. We are headquartered at 700 Canal Street in Stamford, CT, and work with borrowers across the country.

Ready to talk about a property? Pre-qualify here — it will not affect your credit — or call (888) 359-0666.

Apply Now